OUR PRODUCTS
Higher returns
Locked for agreed period
Ideal for long-term goals
Locked for agreed period
Ideal for long-term goals
SAVINGS
Regular Member Savings
Minimum monthly contribution: 2000 KSH
Used to build loan eligibility
Earn dividends subject to annual performance
Fixed Deposit Savings
Tool financing
Equipment upgrades
Bulk material purchase support
Structured repayment aligned with project cash flow
Equipment upgrades
Bulk material purchase support
Structured repayment aligned with project cash flow
Business expansion
Emergency financial support
Asset purchase
Emergency financial support
Asset purchase
LOANS
Education Loans
*Loan terms are guided by transparent credit policies to protect both members and the SACCO.
For members and their dependents
Flexible repayment terms
Competitive interest rates
Flexible repayment terms
Competitive interest rates
Material & Equipment Loans
Development Loans
TRAINING
TEIM collaborates with accredited technical institutions to provide:
Trade certification programs
Short technical courses
Entrepreneurship training
Financial literacy seminars
Short technical courses
Entrepreneurship training
Financial literacy seminars
Our goal is to strengthen both skills and income potential.
